Quick Answer
Super Visa insurance is mandatory emergency medical coverage for the Canadian Super Visa program. It must provide at least $100,000 CAD in emergency medical, be valid at least one year from entry, cover healthcare, hospitalization and repatriation, and be issued by a Canadian insurer or an OSFI-authorized foreign insurer (new since January 28, 2025). Ekbir Singh compares options in English, Punjabi and Hindi.
IRCC requirements
- Min. $100,000 CAD emergency medical coverage
- Valid at least one year (365 days) from entry date
- Cover healthcare, hospitalization and repatriation
- From a Canadian insurer or OSFI-authorized foreign insurer
- Paid in full or via approved installment plan — a quote alone is not accepted
- Active on arrival and available at the border
Requirements can change. Always confirm with IRCC or a qualified immigration professional.
How it works with Ekbir
- Tell me your parent's age, home country, arrival date and health conditions
- I compare options from multiple Canadian and OSFI-authorized insurers
- You choose a plan — I explain every trade-off in plain language
- Same-day policy documents may be available depending on the insurer
Common mistakes
- Buying the cheapest policy without checking the stability clause for pre-existing conditions
- Buying from an insurer that doesn't meet IRCC eligibility rules
- Choosing coverage below $100,000 or a term shorter than one year
Why work with Ekbir
I'm an independent licensed broker. I compare options — not one company's product. I explain Super Visa insurance the way I'd explain it to my own family, in English, Punjabi or Hindi. Bringing your parents to Canada should feel exciting, not confusing.
Bringing your parents to Canada?
Get a free Super Visa insurance quote in English, Punjabi or Hindi.
Frequently Asked Questions
What is Super Visa insurance?
Mandatory emergency medical insurance for Canada's Super Visa. Min. $100,000 CAD, valid at least 1 year from entry, covering healthcare, hospitalization and repatriation. From a Canadian or OSFI-authorized foreign insurer. Requirements can change — confirm with IRCC.
How much coverage do I need?
IRCC requires a minimum of $100,000 CAD. Many families choose $150,000–$200,000 for older parents or those with health conditions, as serious hospitalizations can exceed $100,000. The right amount depends on your parent's age, health and length of stay.
Can I pay monthly?
Many insurers offer monthly installment options with an initial deposit. IRCC accepts installment plans, but the policy must be active and proof of payment available at application — a quote is not enough.
Is it refundable if the visa is refused?
Most reputable insurers offer a full refund with proof of IRCC refusal, if the policy hasn't started. Terms vary — confirm before purchasing.
Can parents with diabetes or high blood pressure get coverage?
Often yes. Many insurers cover stable conditions via a stability clause (no medication changes for 90–180 days). I compare insurers that may cover your parent's specific conditions.
Does Ekbir help in Punjabi or Hindi?
Yes. Full service in English, Punjabi (ਪੰਜਾਬੀ) and Hindi (हिंदी).
Last updated: June 27, 2026